Motunrayo
Building Materials
Ibadan, Oyo State
“BizFunding came through for us at the right time. The process was straightforward and it helped us keep business going without unnecessary stress.”
🇳🇬 Built for registered Nigerian businesses
Business finance for the moments that matter
Business money wey dey show when e matter pass
From inventory and supplier payments to payroll and growth, BizFunding helps registered Nigerian businesses access funding when timing matters most.
- Funding from ₦2m–₦20m
- Apply Now
- Quick decision
- For registered businesses
- Stock, cashflow & growth
How it works
Apply and check if you qualify — it takes minutes.
No long queues, no guesswork. Here's exactly what happens when you apply with BizFunding.
- 1
No impact on your credit score
Check if your business qualifies without affecting your credit score. We only run a full check after you accept an offer.
- 2
Apply online in minutes
Complete our simple application form. We ask only what we need — no unnecessary paperwork or branch visits.
- 3
Get a fast decision
We review your profile quickly. If you're approved, you'll receive a funding offer with clear, transparent terms.
- 4
Funds in your account
Once you accept your offer, we send your funds directly to your registered business account — typically within days.
Apply now
No impact on your credit score to check
Who we are focused on
Built around real business funding needs.
BizFunding is focused on business owners with clear use cases for working capital and a desire for a more straightforward funding experience.
- Registered businesses in Lagos and the South West
- Businesses looking for stock or inventory funding
- Operators with regular monthly trading activity
- Businesses exploring growth or cashflow support
- Owners frustrated by delays from traditional lenders
- Serious businesses, not personal loan seekers
Customer stories
Nigerian businesses. Real results.
These are some of the business owners BizFunding has supported across Lagos and the South West.
Kenneth
Distribution & Wholesale
Lagos Island, Lagos
“Getting funding from the banks had always been a challenge. BizFunding made it simple and fast — the whole process was done before I even expected it.”
Chioma
Food & Fresh Produce
Surulere, Lagos
“I didn't think I'd qualify for business funding. BizFunding saw my business differently — it's helped me stock up and keep my customers happy.”
FAQ
Questions business owners may have.
Clear, credible answers for business owners exploring funding options.
Is BizFunding live today?
BizFunding is currently onboarding registered Nigerian businesses in a phased rollout.
Does submitting this form guarantee funding?
No. Completing this form does not guarantee funding and does not create any obligation on BizFunding to provide financing.
Who is BizFunding for?
We are focused on registered SMEs in Lagos and the South West of Nigeria looking for working capital, inventory finance, or growth funding.
What types of businesses are a good fit?
Retailers, wholesalers, distributors, pharmacies, clinics, schools, and other businesses with regular trading activity may be a strong fit.
About us
Fast, transparent funding for Nigerian businesses.
Decisions in minutes, not weeks
We review your application quickly and give you a clear answer. No waiting by the phone, no unexplained delays.
Funding from ₦2m to ₦20m
Whether you need stock, cashflow support, or growth capital, we have a range designed to fit real Nigerian business needs.
Apply entirely online
No branch visits. No paper forms. Complete your full application from your phone or laptop in under 10 minutes.
Built specifically for registered Nigerian SMEs
BizFunding is designed around how Nigerian businesses actually operate — not a foreign product with local branding.
Ready to apply?
Join BizFunding and get the working capital your business needs.
Onboarding is straightforward and can be completed entirely online — no branch visits, no unnecessary delays.
Questions?
We’re here to help
Speak with our team Monday to Friday (9am – 5pm WAT). We can take you through your application, answer questions about eligibility, or help you understand your offer.
Ready to apply?
Funding designed for serious Nigerian businesses.
Tell us what your business needs today and we will reach out if your company looks like a strong fit.
Apply Now